In addition to the mandatory Basic Autoplan insurance, we offer a range of products and coverages to help you find the best level of protection for your vehicle and your situation. It helps ensure that all British Columbians who own and drive a motor vehicle here are protected with a basic level of coverage. Find out what your Basic Autoplan insurance includes. Protection for drivers who aren't on the list can give you peace of mind if you want to be able to lend your car to drivers who aren't on your policy.
It covers repair and replacement costs caused by a driver who fled. Optional coverage that complements the Enhanced Care income replacement benefit. Damage not caused by a collision can come in all shapes and sizes. Similar to comprehensive coverage, but at a lower price.
You pay to repair or replace your car when you are at fault for causing an accident. Damage caused by a driver who hits the road is also covered by collision insurance. If you have a history of being at fault in collisions, you may be charged a higher than normal deductible or you may not qualify for this coverage. You pay to repair or replace your car if it's damaged by something other than a collision with another car.
Get the cheapest car insurance in Vancouver by evaluating how and when you use your car and who drives it. This tool will tell you the estimated premium for your car insurance based on your driving history, the coverage options you choose and the Enhanced Care reimbursements you receive. Drivers can purchase optional car insurance coverage from private auto insurance companies or from the ICBC. Many Autoplan brokers, including Allwest, a Clutch partner, offer replacement insurance along with other optional insurance coverages.
With an auto insurance quote in hand, go to any of the province's more than 900 Autoplan brokers to get started with coverage. Things have changed a bit since then, as the ICBC now operates as a for-profit company and competes with other insurers for optional car insurance coverage. With this optional coverage for rental vehicles, you're covered if you have an accident in a rented car, without the need for expensive insurance from the rental company.