We've also ranked the best auto insurance companies to help you make an informed decision for your coverage needs. State Farm is the largest auto insurer in the country according to the National Association of Insurance Commissioners (NAIC). To meet Florida's minimum insurance requirements, drivers in the state must purchase PIP coverage and property damage liability insurance. If you have suffered serious injuries in a car accident with an uninsured driver or your insurance policy cannot sufficiently cover the costs of a car accident caused by someone else, contact the Tampa car accident lawyers at Lorenzo & Lorenzo.
The fact that Florida is a no-fault state when it comes to auto insurance means that all Florida drivers must purchase personal injury protection (PIP) insurance to cover their own medical bills after an accident, regardless of who was at fault. In fact, having some level of car insurance is the law in all but two states (Virginia and New Hampshire). While PIP insurance helps cover your medical expenses, keep in mind that liability insurance doesn't cover damage to your vehicle, only damage to someone else's property.