What is the minimum car insurance in washington state?

Washington state auto insurance laws require that all drivers have a minimum of protection against bodily injury. This protects you from any injuries or damage you cause to other drivers. Depending on your needs, you may consider purchasing additional insurance. One way to think about car insurance is to pay in advance to cover the costs and expenses associated with a car accident or crash.

In addition, if you drive a leased vehicle or if you have an auto loan, your lender may require you to have full coverage insurance to protect your investment. Washington drivers choose Progressive to drive through the rugged terrain or urban highways of Evergreen State. If that person has very serious injuries or there were several people injured in the other car, then Washington State's minimum insurance policy wouldn't even cover basic medical bills. However, Washington State has a Washington car insurance plan, which provides high-risk drivers with an insurance company to use.

It also covers you and the members of your family that you include in your policy when you drive someone else's car or motorcycle (with their permission). Since personal liability injuries only cover minimal damage, some drivers may choose to purchase additional insurance coverage. This will reimburse you for losses due to theft or damage caused by something other than a collision with another car or object. Among other things, PIP pays for the treatment of injuries to the driver and others who ride in the car after an accident.

These are two different ways in which this standard rear-end accident could be a big problem for you if you only have the minimum Washington state car insurance policy. When buying car insurance in the state of Washington, your agent or broker must offer you the following two types of coverage. Or that he had been stopped at a green light, which would explain why no one hit his car at the intersection. An auto insurance policy typically has several types of protections or “coverages,” some mandatory and others optional.

This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. It may also be useful to know other driving laws in the state of Washington, including a ban on the use of all handheld phones. Before you get behind the wheel, make sure that your auto liability insurance is sufficient to cover all your assets.