The insurance appraiser tells you that he received the police report and learned that the other driver doesn't have car insurance. Comprehensive and collision coverage can pay for the repair or replacement of your car in the event of an accident, theft, or any other damage as a result of a covered incident. Coverage and other features vary between insurers, vary by state, and are not available in all states. Among other things, PIP pays for the treatment of injuries to the driver and others who ride in the car after an accident.
Or that he had been stopped at a green light, which would explain why no one hit his car at the intersection. Read on to learn the details of Washington's auto insurance rules, how coverage is likely to affect a car accident case, and the types of penalties you can expect if you drive uninsured in the state of Washington. This will reimburse you for losses due to theft or damage caused by something other than a collision with another car or object. You can (and in some situations should) have more coverage to protect yourself if a serious accident causes injuries or significant damage to the vehicle.
Your car insurance will generally cover you if you drive to Canada, but check with your insurance agent before you make the trip. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy. Your liability coverage will take effect if a family member drives your vehicle or if you have given someone else permission to use it. One way to think about car insurance is to pay in advance to cover the costs and expenses associated with a car accident or crash.
Washington, like most states, requires vehicle owners and drivers to maintain certain types and amounts of insurance coverage, or to otherwise demonstrate financial responsibility for a potential car accident. In addition, if you don't have insurance, your license can be suspended if you cause a car accident and you can't pay damages to the injured parties, if there is a reasonable chance that a court will rule against you.