To cancel a Geico insurance policy, the policyholder must call Geico to speak directly with a customer service agent. Customers cannot cancel their policies online or through the Geico mobile app. You can cancel your Geico insurance policy at any time. The cancellation can be effective immediately or set for a future date.
Geico does not charge cancellation fees. Cancellation-related payments must be made electronically or through the Geico mobile app before the cancellation date. If you send payment by mail, it must be postmarked before the cancellation date. By completing a Geico defensive driving course, drivers receive a discount of up to 5% or 10% on their Geico car insurance premium.
Car insurance data includes coverage analysis and details about drivers' vehicles, driving records, and demographic information. Car insurance is mandatory in almost every state, and you could face fines and struggle to get insurance in the future. For example, GEICO allows members of the military to suspend their insurance if they are going to store their car for more than 30 days. But if you've already started the process, you can head to our free car insurance comparison tool to quickly find the best policy for you.
Auto insurance policies are automatically renewed at the end of the term, as long as neither the insurance provider nor the policyholder cancels the policy. Follow these steps and you can find the best replacement for your current policy, set up your new policy the right way, and cancel your GEICO policy for continued car insurance coverage. Whatever the reason, if you cancel your car insurance and you're still a car owner, your coverage may be considered expired if you haven't yet obtained a new policy from another insurance company. When the interactive voice response system prompts you, say “cancel the insurance policy” and then “automatic” if you are going to cancel your car insurance policy.
With this information, Insurify can provide drivers with information on how companies set the price of their auto insurance premiums. You pay for car insurance in advance, and since you didn't pay the premium and were out of the grace period, you technically didn't have insurance. If you're ready to make an auto insurance change, the good news is that canceling your GEICO insurance policy is easy and free.