Washington auto insurance discounts; with ongoing insurance, drivers who have been insured for 6 months or more save on insurance. On average, package insurance companies offer discounts of 8%. MoneyGeek also found that State Farm offers the highest discount, at 16 percent, while Farmers has the lowest rate, at 3 percent. Buying Washington minimum liability auto insurance coverage is the easiest way to meet the financial responsibility requirement.
In Washington, drivers with just two speeding tickets pay an average of 30% more on their annual car insurance premiums, for example. Washington insurers typically offer discounts that fall into one of three categories: policy discounts, driver discounts and vehicle discounts. State Farm has the most significant discount rate for policyholders offering packages in Washington, saving about 16 percent. Both the other driver and their insurance company can sue you and garnish your future wages and savings to pay for damages.
Drivers who are denied coverage in the voluntary market due to an irregular driving history or other factors can apply for a policy through the Washington Auto Insurance Plan. While people in their 60s have cheaper car insurance rates than many other age groups on average, prices will start to increase as they age. Even if the accident isn't your fault, driving without insurance leaves you vulnerable to expensive hospital bills and repairs. For insurance companies, it's similar to having a bad driving record, which is why drivers who let their insurance expire for 60 days pay approximately 12% more than the average premium in Washington.
For more help finding great rates on your car coverage in Washington, try NerdWallet's tool for comparing car insurance. By the time they reach their 30s, most drivers will enjoy cheaper car insurance rates than they did in their teens and 20s. If you're comfortable signing your documents online, we're comfortable with the Progressive discount for signing online.