Washington state auto insurance laws require that all drivers have a minimum of protection against bodily injury. This protects you from any injuries or damage you cause to other drivers. Depending on your needs, you may consider purchasing additional insurance. After a car accident in a no-fault state, you must use the personal injury protection coverage of your own auto insurance policy to pay for medical bills and other losses out of pocket, regardless of who caused the accident.
Washington state law requires that all drivers of cars and motorcycles have liability insurance and proof of auto insurance. Most insurers offer other types of coverage, which will likely increase your premium, so consider carefully what you'll need and talk to your insurance agent or broker. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. Washington, like most states, requires vehicle owners and drivers to maintain certain types and amounts of insurance coverage, or to otherwise demonstrate financial responsibility for a potential car accident.
Your car insurance will generally cover you if you drive to Canada, but check with your insurance agent before you make the trip. Read on to learn the details of Washington's auto insurance rules, how coverage is likely to affect a car accident case, and the types of penalties you can expect if you drive uninsured in the state of Washington. However, Washington State has a Washington car insurance plan, which provides high-risk drivers with an insurance company to use. In Washington, as in every state, car insurance is sure to play an important role in any claim filed after a traffic accident.