The best way to get cheap car insurance is to compare prices and quotes from several insurers. Next, we'll look at the state's cheapest car insurance companies and coverage options, starting with the providers and the most affordable coverage options. It's common for people under 18 to be unable to be the primary holders of an auto insurance policy if they're under 18. There are several factors that can influence the costs of car insurance in Washington State, such as your age, driving history, and credit scores. Geico, State Farm, Nationwide and The General are good places to shop if you need car insurance for people without drivers.
In at-fault states, the other driver is usually responsible for damage to their car and for any medical treatment they may need, assuming that the other driver is found completely at fault. With a population of more than 7.7 million, Washington is the thirteenth most populated state in the country and has more than 167,112 miles of highways. While the state's minimum coverage requirements are fairly scarce, many drivers prefer more auto insurance coverage in Washington. In Washington, drivers with just two speeding tickets pay an average of 30% more on their annual car insurance premiums, for example.
Car insurance companies have different methods of calculating premiums, so no two quotes are the same. There are several factors that affect how much you'll pay for auto insurance in Washington, such as your driving history, age and location, the amount of coverage you buy and the insurance company you buy it from. Insurance companies will also consider homeownership when considering the rate you pay for insurance. Car insurance companies consider young drivers to be high-risk applicants, as they are more likely to be involved in accidents than their older counterparts, which implies higher insurance costs.
MoneyGeek has considered the most critical factors when ranking the average costs of auto insurance in Washington. For insurance companies, it's similar to having a bad driving record, which is why drivers who let their insurance expire for 60 days pay approximately 12% more than the average premium in Washington. While having a bad credit score means you'll have to pay more, you can still find affordable insurance plans in Washington.