SEATTLE — Have you ever encountered a fault on the side of the road? It's not just a headache, it's also expensive. Just a trailer to a repair shop can cost you more than $200. That's before you even receive a repair bill. So is it worth buying specific insurance for towing and labor? Q13 Fox News asked Craig Kehrberg of PEMCO Insurance.
All of that is included in towing and labor coverage, Kehrberg said. Kehrberg said the average cost of towing and labor coverage is low, about $24 a year, but you can save a lot of money if you cancel overlapping insurance. If you're an AAA member, you already have towing and labor coverage. On the other hand, if you don't need all the additional AAA offers, buying towing and labor coverage through your insurer could save you close to $100 a year.
You never know when there might be a problem, and if you're far from home when your car breaks down, you might not know what to do. Kalyn grew up in an insurance family with a grandfather, aunt and uncle who had successful careers as insurance agents. You'll have to pay for towing costs in advance, but if you simply give your receipt to the insurance company, they'll refund your money. Even so, understanding average costs can be a great way to start finding the best auto insurance company for you.
Towing and labor cost coverage (from now on we'll call it TL), also known as emergency road service, is available to help in these situations. By knowing what factors may affect your rates, you'll be able to compare your quotes with the average costs of car insurance in Washington. If you have an accident, get a speeding ticket, or are convicted of drunk driving, you're more likely to pay higher car insurance premiums. Amy Sims is managing editor of Bankrate and leads a team responsible for creating educational content on insurance.
All insurance products are governed by the terms of the applicable insurance policy, and all related decisions (such as coverage approval, premiums, fees and charges) and policy obligations are the sole responsibility of the insurance insurer. With this in mind, the best auto insurance company is often the one that best meets your coverage needs with the lowest available premium and, at the same time, remains a financially sound company with adequate or better customer experiences. You're driving when, all of a sudden, your car's emergency light comes on, a flat tire, you run out of gas, etc. Also, keep in mind that in certain areas you have to have comprehensive and collision coverage if you want to get TL and, unfortunately, not everyone can afford the additional coverage.
This information may be different from what you see when you visit the website of an insurance provider, insurance agency, or insurance company. When you call a representative, tell them what happened and the address where your car is currently located.