Your car insurance policy won't be immediately canceled because you don't make a payment. Auto insurance companies are required by state law to give notice before canceling their policy. Depending on the state, you'll normally have 10 to 20 days. Your company will notify you by mail or email before canceling your coverage.
You will receive a notice from your insurance company several weeks before the renewal date informing you of any changes that have been made to your policy or premium. Keep in mind that the average car insurance policy lasts for six or 12 months. At Willis Insurance Agency, we pride ourselves on helping our customers find the coverage they need at an affordable price. That's why we trust Progressive Insurance to provide our customers with the professional level of service they deserve.
You may have to change car insurance companies when you move to another state if your current provider doesn't sell insurance in the state you're moving to. During your progressive quote, you won't be able to select car insurance coverages that don't apply to you. However, the vehicle must be regularly parked at your residence overnight for Progressive to insure it in your policy. If it's been a few months since you received your quote, the rates in your area may have been revised, which could decrease or increase the price you pay for your car insurance policy.
Call your old insurance company and find out if your coverage has expired and, if so, how long you have been without car insurance coverage. Make your payment as soon as possible, as the grace period for car insurance may vary depending on your insurer. You can pay for your car insurance policy by credit card, PayPal, online check, personal check, money order, or electronic funds transfer (EFT) from your checking account. Even if you can't renew your old policy, you can usually buy a new car insurance policy without delay.
Because car insurance requirements vary from state to state, you'll need to get a new insurance policy if you move out of your current state. Every state requires auto insurance companies to declare how they calculate rates to customers, and insurers cannot deviate from these presented rates.