If you have an unresolved dispute with an insurance company, you can file a complaint with the Washington Office of the Insurance Commissioner. If you cause an accident and your bills exceed your insurance limits, you could be responsible for the rest. It may be more difficult to find cheap car insurance in Washington if you have a speeding violation conviction on your driving record. USAA has the cheapest car insurance with full coverage, but that company only offers policies to members of the military, veterans and their families.
Insurance companies consider your location or zip code as one of the factors when determining the costs of your car insurance. Washington drivers can expect to pay a much higher rate for car insurance coverage after receiving a speeding ticket. To learn more about how to get cheap car insurance while still having quality coverage, WalletHub posed the following questions to a panel of experts in Washington. By offering the lowest rates in the region on average and the highest customer satisfaction score in the Northwest region of the United States, lenders can also apply for supplemental insurance, which covers the difference between what you owe on your loan or lease and what the vehicle is worth if it is stolen or added.
Driver discounts are available for Washington residents whose insurance is lower, such as those with a clean driving record. You can also demonstrate your financial responsibility by maintaining minimal car insurance with no gaps in coverage. The cheapest auto insurance companies in Washington State are USAA, Progressive, State Farm, and Pemco Insurance.