If you're asked to speak with interactive voice response (IVR), say cancel the insurance policy and then automatically. Full-time college students can generally remain covered by their parents' auto policy if their primary address is the parents' home, even if they attend college out of state. Make sure that the policy meets the minimum liability requirements for cars in that state. If your child stays in a campus dorm and you, the parents, have renters or homeowners insurance for your home, your insurance policy will be expanded to cover your belongings, up to a limit of 10% of your personal property coverage.
To cancel a Geico insurance policy, the policyholder must call Geico to speak directly with a customer service agent. By completing a Geico defensive driving course, drivers receive a discount of up to 5% or 10% on their Geico car insurance premium. Car insurance is mandatory in almost every state, and you could face fines and struggle to get insurance in the future. When the interactive voice response system prompts you, say “cancel the insurance policy” and then “automatic” if you are going to cancel your car insurance policy.
For example, GEICO allows members of the military to suspend their insurance if they are going to store their car for more than 30 days. You pay for car insurance in advance, and since you didn't pay the premium and were out of the grace period, you technically didn't have insurance. Whatever the reason, if you cancel your car insurance and you're still a car owner, your coverage may be considered expired if you haven't yet obtained a new policy from another insurance company. McClain Insurance can provide you with guidance on what insurance you'll need and what you won't need for this life-changing event.