If you pay the policy in full in advance, you'll get a discount. You can save an average of 3% if you combine renters insurance and car insurance with Progressive (the discount will be applied to your car policy). You can get additional discounts for tenants for each of them. To get the full Progressive discount, drivers must pay for six months of coverage in advance.
Customers in California and New York cannot get this discount due to state laws on factors that auto insurance companies can use to set rates and discounts. Progressive doesn't provide specific information on how much you can expect to save if you pay in full. However, discounts paid in full by other major auto insurance companies range from 8 to 20%. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy.
Please note that this benefit is only available with renters insurance through American Strategic Insurance (“ASI”), one of the insurers in the Progressive network and part of our family of companies. You'll receive another discount simply for owning a home, even if your home isn't insured through Progressive's network of home insurance companies. One way to get cheaper car insurance is to look for car insurance, and quoting with Progressive could result in lesser-known discounts and savings. Add a full-time student who maintains a B average or higher to your policy, and we'll add a discount on car insurance.
Each insurance company determines their rates differently, so while Progressive is one of the cheapest car insurance companies, the only way to confirm that you've found the lowest price is to compare quotes from several companies. In addition, Progressive rewards customer loyalty with discounts for insuring more than one car and combining several policies, such as home and car. Another good alternative to AAA is to purchase a roadside assistance add-on from your auto insurance company. If you're comfortable signing your documents online (securely), that's another simple way to reduce car insurance.