Yes, Liberty Mutual offers discounts on defensive driving courses, but only in states that legally require it. Thirty-four states and the District of Columbia require insurance companies to offer defensive driving discounts to eligible drivers, although the exact amounts and requirements of the discount vary. One of the most common discounts is the safe driver discount, available to drivers without traffic violations or accidents. The company's name was changed to Liberty Mutual Insurance Company in 1917 and it began issuing full-coverage auto policies through partnerships.
If Liberty Mutual doesn't offer a discount for driving defensively in your state, you should still consider taking a course. Following the passage of a 1911 Massachusetts law requiring companies to protect their employees with workers' compensation insurance, Liberty Mutual was created in 1912 as the Massachusetts Employee Insurance Association (MEIA). However, Liberty Mutual car insurance may not be the best or the cheapest alternative for high-risk drivers. Liberty Mutual would compensate you for lost wages if you missed several days of work while you were recovering from the injury.
To stay competitive in a constantly growing market, Liberty Mutual offers many other discounts to try to keep insurance premiums as low as possible. Medical payment coverage: If you have an accident, Liberty Mutual's medical payments coverage will cover your medical bills, legal fees, and any emotional distress you experienced as a result of the accident. For example, if you insure your vehicle and home with Liberty Mutual, you can get up to 10 percent off your insurance premium. Policyholders can easily cancel their auto coverage with Liberty Mutual by calling 1 (800) 658-9857 and talking to an insurance advisor.
As a result, if you were at fault in a collision between one car and another car, Liberty Mutual would cover the damage to the other car. Liability coverage: Liberty Mutual offers its customers coverage for property damage and bodily injury, as required in most states. You can get a discount for driving defensively on car insurance if you complete an approved driver education course. If a driver has liability, comprehensive, or collision coverage and is driving in the United States, car rental insurance from Liberty Mutual is normally included in their auto insurance policy.
Boston-based Liberty Mutual offers a wide range of insurance products to consumers in all 50 states and Washington, D. Glass coverage: In Liberty Mutual's comprehensive auto insurance packages, windshield coverage is included as standard and is an optional extra on third-party fire and theft auto insurance policies. Liberty Mutual customers can take advantage of several outstanding benefits, including comprehensive coverage options, significant savings and digital tools.