Yes, Liberty Mutual offers discounts for defensive driving courses, but only in states where required by law. While the specific amounts and standards of discounts vary, insurance companies must offer eligible drivers a discount for driving while on the defensive in 34 states and the District of Columbia. As a general rule, a safe driving course will save you approximately 10% on your insurance premiums. Some companies may offer a higher or lower discount, but the average is usually 10%.
These effects aren't cumulative; you can't keep taking multiple courses to get more discounts. Once you've completed the defensive driving course, you'll need to send your certificate to Liberty Mutual. You may be able to get a 40% discount with one provider, but only 10% with another, so it's important to compare prices and compare car insurance discounts by company. Auto insurance discounts are the easiest way to save money, but it's important to consider your overall policy and coverage when analyzing rates.
Some companies specifically serve members of the military and their families, so you need to compare car insurance quotes from more than three insurers to see how much you can actually save. Currently, Nationwide SmartRide and Liberty Mutual RightTrack offer RBU discounts in more places than any other insurance company, with active policies in 40 states and Washington, D. It is licensed as an insurance agent to issue property and accident insurance, including home, life, auto, general and fire insurance for homes. This could range from 5% to 20%, depending on the car insurance company and your state's insurance laws.
Maintaining a safe driving record and installing additional security features and anti-theft devices in your car are great ways to get discounts on car insurance. The amount that driving school reduces auto insurance rates varies by insurer and policy, but can range from 5% to 15% if an approved defensive driving course is completed. Not all insurance companies will recognize them as viable courses, but for those that do, they can be an easy and affordable way to lower your insurance premiums. He has spent many hours helping his customers understand the insurance market so that they can find the best auto, home and life insurance products for their circumstances.
He grew up with insurance talks as part of his daily conversation and has studied to gain in-depth knowledge of the laws and dynamics of insurance specific to each state, as well as a broad understanding of how insurance adapts to each person's life, from budgets to levels of coverage.