Yes, Liberty Mutual has a multi-vehicle discount. To qualify for the Liberty Mutual multi-car discount, the customer must insure more than one vehicle with the same Liberty Mutual auto insurance policy. If you insure multiple cars, you can receive a discount of up to 10 percent on all cars in your household. With a 10 percent discount for multiple vehicles, Liberty Mutual offers a good deal to insure more than one car.
They may be the best option in your area. If your car is considered a classic car or hot rod, it can also be insured with a separate policy, especially if you only drive it on rare occasions. So if you're wondering if you qualify for lower rates when insuring multiple cars for one driver, the answer is maybe. Multi-car insurance coverage allows you to insure all your vehicles under a single policy with a single renewal and payment date.
Collision coverage pays costs equivalent to the cash value of the car for damage suffered after a collision and also covers damage caused by floods, fires, hail, vandalism and theft. Discounts are a great way to save money on car insurance, especially if you can get a discount on multi-car insurance, but looking for the best car insurance rates is another quick and easy way to get the best rate and save more money in your pocket. Owning a classic car or other special vehicles may require a separate policy, especially if you want specialized insurance coverage. When you call for a second car insurance quote, it never hurts to ask for a combined discount if you've already covered your home with the same insurance provider.
On the other hand, if the car insurance company is authorized to do business in both states, you can get all your car insurance from a single company. We put together the average rates from the major auto insurance companies and then put together the amount of the discount they offer for insuring more than one car. This will prove to be a good deal, as the savings on car insurance when combining auto and home insurance from an insurance provider average about 12%. The insurance company may not provide you with all the features you want, or it may not provide any classic car insurance.
You can have two different car insurance policies for different vehicles, but you'll end up paying more for the insurance. Auto insurers and state regulations generally require that the coverage limits of all the cars included in their contract be the same to avoid misunderstandings about the liability limitations of all their cars in the event of an accident. If your organization or group doesn't currently receive any discounts from Liberty Mutual, contact a local insurance agent to find out how you can get a discount.