Liberty Mutual offers a loyalty discount to policyholders who continue to be reinsured with the company year after year. A loyalty credit usually takes the form of a premium reduction. Changing car insurance companies can mean lower rates and an additional one-time discount when you switch. However, Liberty Mutual is the only one that offers discounts from major insurance companies.
Get a discount on standard auto, home and renters insurance rates from Liberty Mutual, one of the largest property insurance providers in the country. Liberty Mutual is proud of this tradition and has decided to continue providing services to its policyholders and not to Wall Street. Liberty Mutual takes a variety of factors into account when calculating your premium, although some, such as your age and location, are beyond your control. Each car insurance company decides how long you have to be a customer before you can be eligible for discounts.
Not only do defensive driving courses allow you to get a discount on car insurance, but they also help you become a safe driver. Whether you can shorten your commute to work, use more public transportation, or even ride more bikes, driving fewer miles each year could lower your Liberty Mutual premium. To stay competitive in a constantly growing market, Liberty Mutual offers many other discounts to try to keep insurance premiums as low as possible. Liberty Mutual allows you to customize your car insurance coverage so that you only pay for the level of protection you need.
Finally, if you're still struggling to pay for your Liberty Mutual policy, you should consider switching to another insurer. Many larger auto insurance companies offer telematics programs that offer usage-based discounts, such as State Farm Drive Safe & Save, Allstate Drivewise, Liberty Mutual RightTrack, and Progressive Snapshot. However, if you have a work appointment for the academic year, Liberty Mutual will bill you directly when you don't receive a paycheck from the University of Washington. Expensive cars, sports cars and cars with high theft rates are considered to be riskier to insure than cheaper and more practical vehicles.
As with most other insurers, Liberty Mutual's exclusions and limitations will depend on the specific policy and the level of coverage selected. In addition, auto insurance companies don't automatically apply discounts to your policy, so you may need to request specific discounts. Plus, with your driving record you can get up to 35% off car insurance for safe driving.