One factor you may not know that affects your car insurance rates is your credit rating. Most insurance companies believe that you're more likely to avoid filing a claim and pay for damages out of pocket if you have a higher credit score. Because your credit history is correlated with your likelihood of filing an insurance claim, Liberty Mutual uses your credit data to calculate your premium in states where it is legal. In Washington, Travelers provides good customer service, pays claims reliably, and generally has low rates on car insurance.
For example, Liberty Mutual offers discounts to drivers who insure multiple vehicles on their policy or who pay for their entire policy in advance. As with many auto insurance companies, Washington drivers over 60 years old pay the least monthly on average with Travelers. National General also offers personalized coverage and a variety of auto insurance discounts to help its policyholders save more on their premiums. Since 1925, Nationwide has grown from a small auto insurance mutual company that primarily served farmers in Ohio to one of the largest financial and insurance companies in the world.
Nationwide offers auto insurance policies, as well as home insurance, renters insurance, motorcycle insurance, pet insurance, farmer insurance and commercial insurance. Car insurance rates for auto insurance in Washington will depend on several factors, such as where you live, your driving history, and the type of vehicle you have. Liberty Mutual is so cheap because it offers a wide variety of discounts and is the sixth largest insurer by market share, helping Liberty Mutual to keep prices competitive. For example, Liberty Mutual offers a preferential payment discount for drivers who set up automatic payments from a checking account, credit card, or debit card.
Keep in mind that what you pay for car insurance will depend on several factors, such as your age, gender, location and driving history. Liberty Mutual doesn't have a single “safe driver” discount, but it rewards safe driving with a number of benefits. The General has been providing auto insurance coverage for nearly 60 years and currently insures more than a million drivers. You can reduce the costs of your Liberty Mutual car insurance by taking advantage of Liberty Mutual discounts, opting for a higher deductible and reducing your coverage, among other things.
We reviewed the average car insurance premiums from Quadrant Information Services to determine minimum and total coverage and compared coverage options.