No, Liberty Mutual does not offer specific discounts for low miles. However, Liberty Mutual premiums take miles into account. However, Liberty Mutual premiums do take miles into account, since rates are an average of 26% lower for customers who drive 7,500 miles a year than for customers who drive 15,000 miles a year, according to data from WalletHub. To make insurance coverage more affordable and remain competitive in the insurance industry, Liberty Mutual offers a variety of discounts for customers.
To participate in the program, you must be free from accidents and violations for five years, regardless of whether you have been with Liberty Mutual for the full five years or with a previous insurer. Liberty Mutual's Coverage Compass helps customers understand the details of their insurance coverage. The Liberty Mutual mobile app allows customers to directly access everything the insurance company has to offer. Liberty Mutual offers many additional coverages to expand the protection of your home and personal assets in its Liberty Mutual homeowners insurance policy.
Yes, Liberty Mutual insurance rates are competitive for certain drivers, including teens and college students. Liberty Mutual offers better auto replacement coverage that you can add to your Liberty Mutual auto insurance policy for an additional cost. If you want to cancel your Liberty Mutual insurance policy, the process is different in each state and there may be charges depending on your state's insurance regulations. Liberty Mutual offers accident forgiveness as an optional coverage that you can add to your auto insurance policy if you qualify.
In addition to offering lower premiums for drivers with low mileage, Liberty Mutual offers discounts for students, without accidents and without violations, among others. With the Liberty Mutual mobile app, users can view their policy documents and car insurance identification cards, pay bills, update car or home coverage, and stop using paper. It can also suggest additional coverage options so that customers can have peace of mind knowing exactly what their coverage is with Liberty Mutual and knowing that they have everything they want in their policy. Drivers with low mileage often save on their Liberty Mutual premium because less time on the road means less chance of filing a claim.
In the following sections, you can see a wide variety of popular discounts offered on auto and homeowners insurance. In the event that your car is destroyed, Better Car Replacement provides you with the right coverage to replace your car with one that is a year newer than yours and that has 15,000 miles less than the one you have.