No, Liberty Mutual does not offer specific discounts for low miles. However, Liberty Mutual premiums do take miles into account, since rates are an average of 26% lower for customers who drive 7,500 miles a year than for customers who drive 15,000 miles a year, according to data from WalletHub. How much can you save with Milewise? The average Milewise driver saves 30 to 40% compared to a traditional policy. With Liberty Mutual's ByMile program, you only pay for the car insurance you need.
A telematic device records the number of miles you drive and then bases your fare on the number of miles you traveled in the previous month. According to Liberty Mutual, ByMile users save an average of 25% compared to a traditional auto policy. In addition, Liberty Mutual has benefits that drivers can get over time, such as the cancellation of the accident and the replacement of a new car. In the event that your car is destroyed, Better Car Replacement provides you with the right coverage to replace your car with one that is a year newer than yours and that has 15,000 miles less than the one you have.
The Liberty Mutual mobile app allows customers to directly access everything the insurance company has to offer. Metromile is an insurance company that specializes in pay-per-mile auto insurance and is a great option for drivers with low mileage. This has been the case ever since Liberty Mutual was first created as the Massachusetts Employee Insurance Association (MEIA) in 1912. While some auto insurance companies take your word that you drive less than 7,500 miles a year and offer you a lower rate or discount as a reward, many require you to prove that you're driving with low mileage. To make insurance coverage more affordable and remain competitive in the insurance industry, Liberty Mutual offers a variety of discounts for customers.
If you want to cancel your Liberty Mutual insurance policy, the process is different in each state and there may be charges depending on your state's insurance regulations. Liberty Mutual offers better auto replacement coverage that you can add to your Liberty Mutual auto insurance policy for an additional cost. Low-mileage car insurance is car insurance for people who drive less than a certain number of miles per year. Car insurance companies consider people who drive less than 7,500 miles per year to be low-mileage drivers, generally speaking.
In the following sections, you can see a wide variety of popular discounts offered on auto and homeowners insurance. It can also suggest additional coverage options so that customers can have peace of mind knowing exactly what their coverage is with Liberty Mutual and knowing that they have everything they want in their policy. These are the best discounts on car insurance with low mileage and the companies that can help you save money if you don't drive much. Yes, Liberty Mutual insurance rates are competitive for certain drivers, including teens and college students.