Does liberty mutual car insurance offer discounts for low mileage drivers in spokane?

Liberty Mutual does not offer discounts for low miles. However, your Liberty Mutual insurance rate is likely to be based in part on your estimated annual mileage (the distance you drive each year). A number of auto insurance companies offer specific discounts for low mileage, such as Allstate, USAA, and State Farm. No, Liberty Mutual does not offer specific discounts for low miles.

However, Liberty Mutual premiums do take miles into account, since rates are an average of 26% lower for customers who drive 7,500 miles a year than for customers who drive 15,000 miles a year, according to data from WalletHub. If you're a high-risk driver who has accidents, fines, or a drunk driving conviction on your record, you may need to look for non-standard car insurance options. It's also worth noting that Liberty Mutual has a usage-based insurance program called RightTrack, which can help drivers with low mileage save money. Yes, Liberty Mutual insurance rates are competitive for certain drivers, including teens and college students.

If you already have a policy with Liberty Mutual and want to save with Group Savings Plus (the group discount for PEBB members), simply call one of the local offices to find out how they can convert your policy to their next renewal. Like most states, Washington's auto insurance laws require drivers to have at least minimum levels of certain types of coverage. Liberty Mutual car insurance rates are based on your driving record and experience, along with factors such as the type of car you drive, your zip code, your insurance history, and more. As you learn more about the insurance companies listed below, this Bankrate score can help provide a detailed summary of how each insurer compares to another.

We reviewed the average car insurance premiums from Quadrant Information Services to determine minimum and total coverage and compared coverage options. To find the lowest premium for your coverage needs, many insurance professionals recommend getting car insurance quotes from different companies to compare rates. Your car insurance could be higher or lower than these numbers, depending on a variety of personal factors. All insurance products are governed by the terms of the applicable insurance policy, and all related decisions (such as coverage approval, premiums, fees and charges) and policy obligations are the sole responsibility of the insurance insurer.

To qualify for the Liberty Mutual multi-car discount, the customer must insure more than one vehicle with the same Liberty Mutual auto insurance policy. Finding the best car insurance for your situation may require a bit of research, but you can make the process easier if you know how to assess your needs. The PEBB Program offers voluntary group auto and home insurance coverage to all PEBB members through Liberty Mutual Insurance Company.