No, Liberty Mutual does not offer specific discounts for low miles. However, Liberty Mutual premiums do take miles into account, since rates are an average of 26% lower for customers who drive 7,500 miles a year than for customers who drive 15,000 miles a year, according to data from WalletHub. In addition, if you have a car that doesn't travel more than 7500 miles per year, you may qualify for a discount for limited-use or low-mileage vehicles. A number of insurance companies offer car insurance options based on usage in Michigan.
Nationwide's SmartRide, Progressive's Snapshot and State Farm's Drive Safe & Save are among the programs that offer discounts on auto insurance based on good driving habits. Other usage-based insurance (UBI) programs are also available for Michigan drivers. Yes, the type of car you drive, especially cars with certain safety features, may offer you certain discounts. The USAA, which serves veterans and active military members, has become the cheapest option for car insurance in Michigan, with rates about 188 percent below average.
Liability coverage covers the cost of any damage, injury, or death you cause in a car accident, while personal injury protection covers bills and medical expenses if you are injured in a car accident. To qualify for the Liberty Mutual multi-car discount, the customer must insure more than one vehicle with the same Liberty Mutual auto insurance policy. Another way to save money on your car insurance premium through Liberty Mutual is to have a driver who is a student and maintains a “B” average or better. If you insure multiple cars, you can receive a discount of up to 10 percent on all cars in your household.
Property protection insurance will pay for repairs if you drive in Michigan and damage another citizen's property (such as buildings, parked cars, or fences). In order to hire more policyholders, Liberty Mutual must strive to market its products to new customers. He has spent many hours helping his customers understand the insurance market so that they can find the best auto, home and life insurance products for their circumstances. To stay competitive in a constantly growing market, Liberty Mutual offers many other discounts to try to keep insurance premiums as low as possible.
Other important parts of the state's car culture are the popular Detroit Auto Show (also known as the North American International Auto Show), Ann Arbor's annual vintage car festival, and its historic highlight, the beloved Henry Ford Museum. Founded in 1912, Liberty Mutual is one of the three largest insurers in the United States, and auto insurance is the main product offered by Liberty Mutual. We've compiled everything you need here, in this Michigan car insurance guide, to answer all your questions. Drivers with low mileage often save on their Liberty Mutual premium because less time on the road means less chance of filing a claim.
Other ways to save money on your car insurance premium aren't necessarily discounts, but changes to your policy that create savings.