Yes, Liberty Mutual offers discounts on defensive driving courses, but only in states that legally require it. Thirty-four states and the District of Columbia require insurance companies to offer defensive driving discounts to eligible drivers, although the exact amounts and requirements of the discount vary. Do you have a house? You could get a discount on car insurance, even if you don't buy home insurance with your car insurer. To qualify for the Liberty Mutual multi-car discount, the customer must insure more than one vehicle with the same Liberty Mutual auto insurance policy.
The availability of discounts may vary by state, but it's always worth checking with Liberty Mutual customer service to see what you can opt for. Liberty Mutual discounts can save drivers up to 30% on their car insurance, and customers who qualify for multiple discounts can save even more. The discount is automatically applied to qualifying Liberty Mutual policies, but it's not cumulative, meaning you won't get a bigger discount for insuring more vehicles. In addition, Liberty Mutual rewards customer loyalty with discounts for insuring more than one car and combining several policies, such as home and car.
Liberty Mutual offers defensive driving discounts in 34 states and the District of Columbia for seniors who complete an approved defensive driving course. Several companies offer discounts on auto insurance for having protective devices such as alarms or locks on the steering wheel. Some insurers offer special discounts on car insurance to former students of certain universities, Greek life alumni, and members of professional organizations such as the United States Library Association. Each insurance company determines their rates differently, so while Liberty Mutual is among the cheapest car insurance companies, the only way to confirm that you've found the lowest price is to compare quotes from several companies.
Liberty Mutual is so cheap because it offers a wide variety of discounts and is the sixth largest insurer by market share, helping Liberty Mutual to keep prices competitive. To find the best price and the best company for you, look for car insurance quotes at least once a year. While new cars, vehicles with safety add-ons, and electric vehicles can be expensive, you can help offset the cost with a discount from your insurance company. Finally, if you're still struggling to pay for your Liberty Mutual policy, you should consider switching to another insurer.
Because your credit history is correlated with your likelihood of filing an insurance claim, Liberty Mutual uses your credit data to calculate your premium in states where it is legal. Yes, Liberty Mutual has a teacher discount in the form of reduced auto insurance premiums for teachers. Companies offer discounts on auto insurance for a variety of reasons, such as owning a home, driving safely, and getting good grades.