Does geico cover rental cars near illinois?

Geico rental car insurance is an extension of your insurance policy coverage. In other words, Geico car insurance offers the same coverage limits for rental cars as if you were the owner of the vehicle. Since rental car insurance isn't something most of us deal with on a daily basis, it's easy to get confused or overwhelmed when presented with the option of this type of coverage. How does your coverage for uninsured drivers apply if an accident occurs while driving a rental car and the person at fault is not insured? Rental car collision travel insurance policies and comprehensive coverage offer rental insurance.

In the event of a claim, the vehicle owner's insurance would pay first and, if necessary, GEICO would pay the second. This is not an insurance product, but rather an exemption that transfers your financial responsibility to the car rental company in the event of damage or theft. This prevents you from finding yourself in situations where an auto insurance policy doesn't cover specific incidents. Your full-coverage insurance also includes other insurance options, such as car rental reimbursement, personal injury protection, medical payments, and emergency roadside assistance.

Read on to learn some basic facts about rental car insurance and whether or not you need additional coverage beyond your personal auto insurance policy. The rental car insurance model is designed for short-term use, and you'll get a better deal through private car insurance. However, as stated above, if you're renting a car in a category similar to yours AND if your insurance coverage limits are good enough, you should be fine. You'll need to check with your credit card company to find out if car rental insurance is included in your card and, if so, how much.