Yes, you can get a multi-car discount if you have more than one vehicle on your Progressive auto insurance policy. Some insurers offer discounts only if the covered cars are in the same house and are insured by people who reside there. This discount will apply to all vehicles included in the multi-vehicle policy, but keep in mind that the discount won't increase as you add more cars. If you insure multiple vehicles under the same policy, you'll receive a multi-vehicle discount for each vehicle you add.
Remember that car insurance follows the car and insurers calculate prices based on the risk of the car having an accident. Your current insurer may not have the best insurance premiums for several vehicles if you consider the additional car and driver, so be sure to check with your insurer beforehand. For example, if your adult child lives with you and you insure your car with the same insurance company as yours, some insurers will offer you multi-car discounts on both policies. Many insurance providers expect you to have the same liability insurance and uninsured auto insurance policies for your car.
Always learn about the exact requirements of multi-car insurance policies, as well as whether you can add a family member's car to your current policy. It's always safe to have liability insurance higher than the minimum established in your state so that your car receives sufficient funding in the event of a at-fault collision. Multi-car insurance plans require you to follow one basic rule: you must cover two or more cars under the same insurance policy. I started on the website with an automatic quote & and then downloaded the app when I decided that I wanted to get car insurance with Progressive.
The company will automatically add discounts to your insurance quotes for several cars when you apply for insurance. However, it's best to confirm this with your car insurance company, as premiums will be adjusted based on the insurance rates in the zip code where your child stays while in school. Auto insurers and state regulations generally require that the coverage limits of all the cars included in their contract be the same to avoid misunderstandings about the liability limitations of all their cars in the event of an accident. Progressive insurance will cover someone else who drives your car in most cases, but it may depend on the types of coverage and limits.