Are there any special discounts for drivers who have a clean driving record with their car insurer in tacoma?

Good driver, drivers with a clean record and no history of claims save on insurance. You can reduce the total cost of your policy by up to 40% depending on your eligibility, the type of discount and the insurer. In Washington, drivers with just two speeding tickets pay an average of 30% more on their annual car insurance premiums, for example. Just about anyone can get a discount on auto insurance in Washington because most insurance companies make it easy to get a variety of savings.

Every year, it's a good idea to review your policy and ask your car insurance provider about the savings they offer. In Washington, auto insurance companies may consider factors such as employment, residence and marital status when setting premiums. When you buy insurance policies for two or more cars from the same issuer, you'll get a multi-car discount, which can be up to 25% at some insurers. Bodily injury liability insurance covers any injuries you accidentally cause with your car, while property damage liability coverage helps pay for any material assets you damage while driving, such as someone else's car or mailbox.

The consequences of driving without insurance are ultimately more costly than buying minimal car insurance coverage. For insurance companies, it's similar to having a bad driving record, which is why drivers who let their insurance expire for 60 days pay approximately 12% more than the average premium in Washington. You may qualify for a discount when you transfer one of your insurance policies to your auto insurance company. Insurance companies offer this discount even when the customer buys home insurance from another company.

Geico, State Farm, Nationwide and The General are good places to shop if you need car insurance for people without drivers. Your car insurance could be higher or lower than these numbers, depending on a variety of personal factors. All insurance products are governed by the terms of the applicable insurance policy, and all related decisions (such as coverage approval, premiums, fees and charges) and policy obligations are the sole responsibility of the insurance insurer. If you're a high-risk driver who has accidents, fines, or a drunk driving conviction on your record, you may need to look for non-standard car insurance options.

You can get discounts on auto insurance in Washington depending on how you drive, the car you own, and your relationship with your insurance company. As you learn more about the insurance companies listed below, this Bankrate score can help provide a detailed summary of how each insurer compares to another.