Simplify car insurance before you quote. Your policy coverage options depend on what your state requires, how much you have to protect, whether your vehicle is financed, and your risk tolerance. Our car insurance calculator works as an estimator of your car insurance coverage needs and explains the strategy for choosing protection. Your personal auto policy with Progressive can cover you while you're driving a rental car, up to the extent of the coverage you have for your own vehicle.
For example, if you have comprehensive coverage for your car, that protection will extend to most rental vehicles. Comprehensive car insurance and collision insurance are also common types of car insurance coverage, although no state requires them. Every state requires auto insurance companies to declare how they calculate rates to customers, and insurers cannot deviate from these presented rates. It does not generate an insurance quote or purport to recommend specific insurance coverage.
You can pay for your car insurance policy by credit card, PayPal, online check, personal check, money order, or electronic funds transfer (EFT) from your checking account. If you lend your car to someone and that person causes an accident, Progressive may cover some of the damages they are responsible for. However, the vehicle must be regularly parked at your residence overnight for Progressive to insure it in your policy. We charge a higher rate for customers who are more likely to file claims and a cheaper auto insurance rate for customers who are least likely to file claims.
This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy. In addition, if your policy includes car rental reimbursement and your car is damaged in a covered accident, Progressive will pay the rent (up to a specified limit and term) while your own car is repaired. You can change insurers at any time, even if you just renewed your policy with another insurance company. By requiring specific liability insurance for victims of an accident caused by you, they can receive financial help for injuries and property damage without seriously affecting their own financial well-being.
The main reason why car insurance is mandatory in almost every state is because of your personal liability (liability) if you cause an accident. That's why it's also important to know how much car insurance you need, so as not to jeopardize your personal assets in the event of an accident.