Allstate offers discounts to homeowners who take good care of their property, pay on time and don't file claims. There are also discounts for loyalty, for configuring AutoPay and for renewing before the policy expires. It didn't make our list because it fell a little short in terms of customer satisfaction and overall characteristics compared to the competition. As it is, without a doubt, the two most common and important insurance policies, auto insurance is legally required in many states, combining the two is a common practice and should be an important factor when choosing an insurance company.
Direct sales of insurance to the consumer eliminate the cost of middlemen and allow Geico to have far fewer local offices and agents than companies like State Farm and Allstate. Organizations also receive a Geico fee for every member who requests a Geico quote, even if they don't purchase a policy. Every insurance company determines its rates differently, so even though Geico is among the cheapest car insurance companies, the best way to ensure you're getting the cheapest rate is to compare quotes from several insurers. You may be eligible for a multi-policy discount on snowmobile or off-road vehicle insurance and golf cart or segway insurance.
By completing a Geico defensive driving course, drivers receive a discount of up to 5% or 10% on their Geico car insurance premium. You must have one of the company's other policies to take out home insurance with AIG, but the company has a wide range of policies aimed at high-net-worth customers to choose from, such as collection insurance, yacht insurance, auto insurance and even private jet insurance. Customers automatically get the discount for multiple Geico policies when they combine Geico auto insurance with a Geico policy for homeowners, renters, condominiums or mobile homes.